1. Introduction

Welcome to our website. By accessing or using our website, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our services.

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2. Services

We provide online payment processing services that allow users to make and receive payments for goods and services through payment gateway.

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3. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use our services.

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4. Account Registration

You may need to create an account to access certain features. You agree to provide accurate and complete information and keep it updated.

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5. Acceptable Use

• Use the platform for any unlawful or fraudulent purpose.
• Interfere with the operation or security of the website.
• Submit false, misleading, or incomplete information.

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6. Fees & Payments

Transaction fees, if applicable, will be displayed before completing a transaction. All payments must be made through authorized payment methods integrated with payment gateway.

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7. Intellectual Property

All website content, including text, graphics, logos, and software, is owned or licensed by us. You may not copy, modify, or distribute any materials without our written consent.

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8. Limitation of Liability

We are not responsible for indirect, incidental, or consequential damages arising from the use of our platform.

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9. Termination

We reserve the right to suspend or terminate your access for any violation of these Terms.

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10. Governing Law

These Terms are governed by the laws. Any disputes shall be resolved in the courts of Kolkata.

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11. Contact

For any questions, contact us at csr@graphiteindia.com.